The more appropriate saying is, “STAY ready so you don’t have to GET ready.” Alas, I unfortunately wasn’t following these guidelines. Not too make excuses, but between baby #2, the holidays, and then just plain life I got out of shape and way off the rails. Don’t get me wrong, plenty of things still went really well during this time, but despite that I began to slack in two really important areas: health and finances. Worse yet, I know better than to fall into this downward s